Our mortgage experts consult in a variety of areas related to the broader real estate industry and contribute insight into banking and lending trends, market trends as a whole and into various service providers whose products enable the modern lending markets to function. Because our clientele is from a vast and diverse group of real people located throughout the State of Florida and investors from beyond, we have a bird’s eye view of market dynamics you can’t get from picking up a newspaper.
In fact, newspapers and other local and national media publications often call us first for just that reason. Our realty experts have been quoted in Bloomberg News, The Wall Street Journal, New York Times, Miami Herald, Palm Beach Post, South Florida Business Journal, The Daily Business Review and other local and national news outlets.
In addition, our experts have consulted for various industry software companies, institutional investors and customers of the Gerson Lehman Group Councils. We are able to offer more competitive hourly rates and project rates for those clients who engage us directly, than through other Consultancy management groups. However, once we've been engaged through GLG Councils, all future business must be routed through their system for compliance purposes.
DEVELOPER ADVISORY
Our organization has always underwritten loans internally before sending them to the various banks, which provide wholesale funds to our clients. Now, we provide underwriting services to private investors looking to lend money without holding themselves out to the public. Additionally, as a business partner with Fannie Mae, we provide Automated Underwriting Service to private investors who seek an impartial decision on prospective borrowers.
Real estate developers enter their projects with business plans that may be generic, but when their projects take a turn towards the unknown, they call us. Our firm’s mix of development experience and detail oriented knowledge of the condominium space in particular has led us to be contracted by high rise developers to provide project assessment and operations support. ; Realty developers face such diverse problems as re-working budgets and subdivision legal documents for lending standards compliance, or determining reserve and bond requirements and much more. Our experts know the alternatives and can present them where professional service providers may charge you to do their homework. We also provide trusted referrals to professional service providers for areas where expert education or licensing is required, but in a way that our client’s resources are maximized and solutions quickly implemented. Through our specialty-consulting firm Condo Terminators, we’re paving the way in Developer’s Fractured Condominium workouts and solutions by executing the State of Florida’s first Optional Condo Termination under the newly revised statutes. Sometimes, condominium problems, involving shared interests are highly complicated, and the best solution is to wind down the affairs of the existing Homeowner’s Association and seek an investor owner. Other times, it may be best to re-subdivide existing projects to eliminate duplicate condo boards, or to reconfigure the governance of the shared property to allow different uses in different areas of the property to best maintain access to capital.
Realty Portfolio Advisory
Real estate investors often operate as sole proprietors accumulating scattered assets, and debts, over a long period of time.Their managerial skills are excellent when it comes to sales and marketing, or maintenance and repair, but unlike a stock investor who accumulates, they never get a statement on their holdings. Obtaining a portfolio report and analysis can show investors where their profit and loss centers lie, determine the strengths and weaknesses in their holdings and assist in forecasting complicated floating rate debts. These types of reports are fit to be assimilated into Personal Financial Statements as well, useful for obtaining credit from local banks and institutions. Ultimately, having a realty portfolio report can help investors better manage their holdings in a strategic fashion. We also provide specialized services to those looking to make individual mortgage loans, or acquire pools of mortgage loans up to even acquisition support for those looking to purchase small to medium sized financial institutions.
Due Diligence Services
Our consultants provide real world knowhow and experience to peel the layers back in complex transactions.Lawyers train in the law, CPAs specialize in taxes, MBAs receive abstract analytical training, but as consultants, our job is to decipher complex scenarios and make the first call in a variety of transactions – and assist in professional referrals to certify our findings where needed.Our clients look to us to dissect complex transactions ranging from commercial property and mortgage loan acquisitions all the way up to portfolio review and bank/institutional company analysis.
